Buy more, sell more, and grow without limits
With zíro, get the credit limit your business needs to purchase inventory from our partner distributors, without overpaying. Increase your sales and improve your cash flow. Grow at your own pace while building a solid credit history!








Fill your shelves today and pay later with 0% interest
With zíro, get the credit you need to stock your business and keep it fully supplied. Forget about abusive rates and take your sales to the next level.















How does it work?
Sign up in just 5 minutes. And voilà! You will know immediately if your credit has been approved.
1
Sign up at zíro:
In just 5 minutes and without paperwork
1
Sign up at zíro:
In just 5 minutes and without paperwork
1
Sign up at zíro:
In just 5 minutes and without paperwork
2
Request your credit:
Receive an immediate response
2
Request your credit:
Receive an immediate response
2
Request your credit:
Receive an immediate response
3
Pay with zíro:
At any of our partnered distributors
3
Pay with zíro:
At any of our partnered distributors
3
Pay with zíro:
At any of our partnered distributors
4
Keep your credit up to date:
Pay on time and request credit limit increase
4
Keep your credit up to date:
Pay on time and request credit limit increase
4
Keep your credit up to date:
Pay on time and request credit limit increase
5
Easily manage:
Control everything with one click
5
Easily manage:
Control everything with one click
5
Easily manage:
Control everything with one click
Partners that accept zíro as a payment method

Conditions that suit you

Your inventory, your credit
The term of your credit begins when you receive your inventory, not before.

Buy today, sell and pay later
Take advantage of up to 15 days without interest and use your credit limit with any allied distributor.

Simplify your payments with just a couple of clicks.
With zíro, you can manage all your credit and payments securely and easily from your mobile phone.

Conditions that suit you

Your inventory, your credit
The term of your credit begins when you receive your inventory, not before.

Buy today, sell and pay later
Take advantage of up to 15 days without interest and use your credit limit with any allied distributor.

Simplify your payments with just a couple of clicks.
With zíro, you can manage all your credit and payments securely and easily from your mobile phone.

Conditions that suit you

Your inventory, your credit
The term of your credit begins when you receive your inventory, not before.

Buy today, sell and pay later
Take advantage of up to 15 days without interest and use your credit limit with any allied distributor.

Simplify your payments with just a couple of clicks.
With zíro, you can manage all your credit and payments securely and easily from your mobile phone.
Why zíro?
The credit that understands you. Because you deserve a real boost for your business.
We have granted more than 50,000 credits to small merchants
Our real support is measured in thousands of businesses that have grown with the help of zíro.
We have granted more than 50,000 credits to small merchants
Our real support is measured in thousands of businesses that have grown with the help of zíro.
We have granted more than 50,000 credits to small merchants
Our real support is measured in thousands of businesses that have grown with the help of zíro.
Frontline partners to supply your inventory
We have important distributors and suppliers, so you can purchase your favorite products without complications.
Frontline partners to supply your inventory
We have important distributors and suppliers, so you can purchase your favorite products without complications.
Frontline partners to supply your inventory
We have important distributors and suppliers, so you can purchase your favorite products without complications.
Personalized attention
We have a dedicated team that will support you every step of the way, addressing your questions and providing you with quick and close solutions.
Personalized attention
We have a dedicated team that will support you every step of the way, addressing your questions and providing you with quick and close solutions.
Personalized attention
We have a dedicated team that will support you every step of the way, addressing your questions and providing you with quick and close solutions.
Absolute transparency
In zíro, you will not find hidden costs or fine print. Our only interest is that your business grows without abusive debt.
Absolute transparency
In zíro, you will not find hidden costs or fine print. Our only interest is that your business grows without abusive debt.
Absolute transparency
In zíro, you will not find hidden costs or fine print. Our only interest is that your business grows without abusive debt.
Build your credit history
Every timely payment with zíro reinforces your financial reputation and opens up opportunities for greater financing.
Build your credit history
Every timely payment with zíro reinforces your financial reputation and opens up opportunities for greater financing.
Build your credit history
Every timely payment with zíro reinforces your financial reputation and opens up opportunities for greater financing.



Real testimonials, compelling results
The revolving credit limit allows me to restock my products without running out of cash.
4.5
Diana Rincón
Dec 13, 2023
Thanks to zíro, I get stocked up on time without interest. My neighbors are happy with the new variety of products.
4.5
Luz Rojas
Dec 16, 2024
With zíro, I bought my inventory instantly and paid when I had already sold. Total peace of mind!
5.0
María Álvarez
Nov 17, 2022
I needed to stock my store without abusive interest rates, and zíro provided just the solution.
4.5
Hernando Gómez
Jun 21, 2023
I love that my credit starts counting when I receive the inventory. This way, I don't take risks.
5.0
Carlos Jiménez:
Mar 25, 2024
Paying digitally with Ziro is easy and secure. I now manage my store from my cell phone.
5.0
Patricia López
Feb 18, 2025
With zíro, I bought my inventory instantly and paid when I had already sold. Total peace of mind!
5.0
María Álvarez
Nov 17, 2022
I needed to stock my store without abusive interest rates, and zíro provided just the solution.
4.5
Hernando Gómez
Jun 21, 2023
The revolving credit limit allows me to restock my products without running out of cash.
4.5
Diana Rincón
Dec 13, 2023
I love that my credit starts counting when I receive the inventory. This way, I don't take risks.
5.0
Carlos Jiménez:
Mar 25, 2024
Paying digitally with Ziro is easy and secure. I now manage my store from my cell phone.
5.0
Patricia López
Feb 18, 2025
Thanks to zíro, I get stocked up on time without interest. My neighbors are happy with the new variety of products.
4.5
Luz Rojas
Dec 16, 2024
I needed to stock my store without abusive interest rates, and zíro provided just the solution.
4.5
Hernando Gómez
Jun 21, 2023
The revolving credit limit allows me to restock my products without running out of cash.
4.5
Diana Rincón
Dec 13, 2023
Thanks to zíro, I get stocked up on time without interest. My neighbors are happy with the new variety of products.
4.5
Luz Rojas
Dec 16, 2024
With zíro, I bought my inventory instantly and paid when I had already sold. Total peace of mind!
5.0
María Álvarez
Nov 17, 2022
I love that my credit starts counting when I receive the inventory. This way, I don't take risks.
5.0
Carlos Jiménez:
Mar 25, 2024
Paying digitally with Ziro is easy and secure. I now manage my store from my cell phone.
5.0
Patricia López
Feb 18, 2025
With zero, I bought my inventory instantly and paid when I had already sold. Total peace of mind!
5.0
María Álvarez
Nov 17, 2022
I needed to stock my store without abusive interest rates, and zíro provided just the solution.
4.5
Hernando Gómez
Jun 21, 2023
The revolving credit limit allows me to restock my products without running out of cash.
4.5
Diana Rincón
Dec 13, 2023
I love that my credit starts counting when I receive the inventory. This way, I don't take risks.
5.0
Carlos Jiménez
Mar 25, 2024
Thanks to Zíro, I get stocked up on time without interest. My neighbors are happy with the new variety of products.
5.0
Luz Rojas
Dec 16, 2024
Paying digitally with Ziro is easy and secure. I now manage my store from my cell phone.
5.0
Patricia López
Feb 18, 2025
With zero, I bought my inventory instantly and paid when I had already sold. Total peace of mind!
5.0
María Álvarez
Nov 17, 2022
I needed to stock my store without abusive interest rates, and zíro provided just the solution.
4.5
Hernando Gómez
Jun 21, 2023
The revolving credit limit allows me to restock my products without running out of cash.
4.5
Diana Rincón
Dec 13, 2023
I love that my credit starts counting when I receive the inventory. This way, I don't take risks.
5.0
Carlos Jiménez
Mar 25, 2024
Thanks to Zíro, I get stocked up on time without interest. My neighbors are happy with the new variety of products.
5.0
Luz Rojas
Dec 16, 2024
Paying digitally with Ziro is easy and secure. I now manage my store from my cell phone.
5.0
Patricia López
Feb 18, 2025
With zero, I bought my inventory instantly and paid when I had already sold. Total peace of mind!
5.0
María Álvarez
Nov 17, 2022
I needed to stock my store without abusive interest rates, and zíro provided just the solution.
4.5
Hernando Gómez
Jun 21, 2023
The revolving credit limit allows me to restock my products without running out of cash.
4.5
Diana Rincón
Dec 13, 2023
I love that my credit starts counting when I receive the inventory. This way, I don't take risks.
5.0
Carlos Jiménez
Mar 25, 2024
Thanks to Zíro, I get stocked up on time without interest. My neighbors are happy with the new variety of products.
5.0
Luz Rojas
Dec 16, 2024
Paying digitally with Ziro is easy and secure. I now manage my store from my cell phone.
5.0
Patricia López
Feb 18, 2025
With zero, I bought my inventory instantly and paid when I had already sold. Total peace of mind!
5.0
María Álvarez
Nov 17, 2022
I needed to stock my store without abusive interest rates, and zíro provided just the solution.
4.5
Hernando Gómez
Jun 21, 2023
The revolving credit limit allows me to restock my products without running out of cash.
4.5
Diana Rincón
Dec 13, 2023
I love that my credit starts counting when I receive the inventory. This way, I don't take risks.
5.0
Carlos Jiménez
Mar 25, 2024
Thanks to Zíro, I get stocked up on time without interest. My neighbors are happy with the new variety of products.
5.0
Luz Rojas
Dec 16, 2024
Paying digitally with Ziro is easy and secure. I now manage my store from my cell phone.
5.0
Patricia López
Feb 18, 2025
With zero, I bought my inventory instantly and paid when I had already sold. Total peace of mind!
5.0
María Álvarez
Nov 17, 2022
I needed to stock my store without abusive interest rates, and zíro provided just the solution.
4.5
Hernando Gómez
Jun 21, 2023
The revolving credit limit allows me to restock my products without running out of cash.
4.5
Diana Rincón
Dec 13, 2023
I love that my credit starts counting when I receive the inventory. This way, I don't take risks.
5.0
Carlos Jiménez
Mar 25, 2024
Thanks to Zíro, I get stocked up on time without interest. My neighbors are happy with the new variety of products.
5.0
Luz Rojas
Dec 16, 2024
Paying digitally with Ziro is easy and secure. I now manage my store from my cell phone.
5.0
Patricia López
Feb 18, 2025
With zero, I bought my inventory instantly and paid when I had already sold. Total peace of mind!
5.0
María Álvarez
Nov 17, 2022
I needed to stock my store without abusive interest rates, and zíro provided just the solution.
4.5
Hernando Gómez
Jun 21, 2023
The revolving credit limit allows me to restock my products without running out of cash.
4.5
Diana Rincón
Dec 13, 2023
I love that my credit starts counting when I receive the inventory. This way, I don't take risks.
5.0
Carlos Jiménez
Mar 25, 2024
Thanks to Zíro, I get stocked up on time without interest. My neighbors are happy with the new variety of products.
5.0
Luz Rojas
Dec 16, 2024
Paying digitally with Ziro is easy and secure. I now manage my store from my cell phone.
5.0
Patricia López
Feb 18, 2025
With zero, I bought my inventory instantly and paid when I had already sold. Total peace of mind!
5.0
María Álvarez
Nov 17, 2022
I needed to stock my store without abusive interest rates, and zíro provided just the solution.
4.5
Hernando Gómez
Jun 21, 2023
The revolving credit limit allows me to restock my products without running out of cash.
4.5
Diana Rincón
Dec 13, 2023
I love that my credit starts counting when I receive the inventory. This way, I don't take risks.
5.0
Carlos Jiménez
Mar 25, 2024
Thanks to Zíro, I get stocked up on time without interest. My neighbors are happy with the new variety of products.
5.0
Luz Rojas
Dec 16, 2024
Paying digitally with Ziro is easy and secure. I now manage my store from my cell phone.
5.0
Patricia López
Feb 18, 2025