Buy more, sell more, and grow without limits

With zíro, get the credit limit your business needs to purchase inventory from our partner distributors, without overpaying. Increase your sales and improve your cash flow. Grow at your own pace while building a solid credit history!

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home-ziro-we-have-zero-fear
home-ziro-we-have-zero-fear
Available credit of $900,000 in zero-interest for purchases in Colombia.
Available credit of $900,000 in zero-interest for purchases in Colombia.
Available credit of $900,000 in zero-interest for purchases in Colombia.
Digital thumbs up sticker, representing approval and trust in zero
Digital thumbs up sticker, representing approval and trust in zero

Fill your shelves today and pay later with 0% interest

With zíro, get the credit you need to stock your business and keep it fully supplied. Forget about abusive rates and take your sales to the next level.

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zero-we-have-zero-fear
zero-we-have-zero-fear
Total orders chart in zero, reaching $2,000,000 in June
Total orders chart in zero, reaching $2,000,000 in June
Total orders chart in zero, reaching $2,000,000 in June
Zero interface showing available balance of $1,500,000 and weekly shopping activity.
Zero interface showing available balance of $1,500,000 and weekly shopping activity.
Zero interface showing available balance of $1,500,000 and weekly shopping activity.
Login screen in the zíro app, facilitating access to interest-free credit
Login screen in the zíro app, facilitating access to interest-free credit
Login screen in the zíro app, facilitating access to interest-free credit
Digital sticker with the message 'No paperwork', highlighting the ease of access to credit with zíro.
Digital sticker with the message 'No paperwork', highlighting the ease of access to credit with zíro.
Digital sticker with the message 'No paperwork', highlighting the ease of access to credit with zíro.

How does it work?

Sign up in just 5 minutes. And voilà! You will know immediately if your credit has been approved.

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Sign up at zíro:

In just 5 minutes and without paperwork

1

Sign up at zíro:

In just 5 minutes and without paperwork

1

Sign up at zíro:

In just 5 minutes and without paperwork

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Request your credit:

Receive an immediate response

2

Request your credit:

Receive an immediate response

2

Request your credit:

Receive an immediate response

3

Pay with zíro:

At any of our partnered distributors

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Pay with zíro:

At any of our partnered distributors

3

Pay with zíro:

At any of our partnered distributors

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Keep your credit up to date:

Pay on time and request credit limit increase

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Keep your credit up to date:

Pay on time and request credit limit increase

4

Keep your credit up to date:

Pay on time and request credit limit increase

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Easily manage:

Control everything with one click

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Easily manage:

Control everything with one click

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Easily manage:

Control everything with one click

Partners that accept zíro as a payment method

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  • Brand Logo
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  • aliados-zíro
  • Brand Logo
  • Brand Logo
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  • aliados-zíro
  • Brand Logo
  • Brand Logo
  • aliados-zíro
  • aliados-zíro
Formulario en la app de zíro para registrar un negocio y acceder a crédito sin intereses

Conditions that suit you

Your inventory, your credit

The term of your credit begins when you receive your inventory, not before.

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Buy today, sell and pay later

Take advantage of up to 15 days without interest and use your credit limit with any allied distributor.

Simplify your payments with just a couple of clicks.

With zíro, you can manage all your credit and payments securely and easily from your mobile phone.

Form in the zíro app to register a business and access interest-free credit

Conditions that suit you

Your inventory, your credit

The term of your credit begins when you receive your inventory, not before.

Icon

Buy today, sell and pay later

Take advantage of up to 15 days without interest and use your credit limit with any allied distributor.

Simplify your payments with just a couple of clicks.

With zíro, you can manage all your credit and payments securely and easily from your mobile phone.

Pantalla de pagos en la app de zíro, mostrando opciones para abonar o pagar deuda total

Conditions that suit you

Your inventory, your credit

The term of your credit begins when you receive your inventory, not before.

Icon

Buy today, sell and pay later

Take advantage of up to 15 days without interest and use your credit limit with any allied distributor.

Simplify your payments with just a couple of clicks.

With zíro, you can manage all your credit and payments securely and easily from your mobile phone.

Why zíro?

The credit that understands you. Because you deserve a real boost for your business.

We have granted more than 50,000 credits to small merchants

Our real support is measured in thousands of businesses that have grown with the help of zíro.

We have granted more than 50,000 credits to small merchants

Our real support is measured in thousands of businesses that have grown with the help of zíro.

We have granted more than 50,000 credits to small merchants

Our real support is measured in thousands of businesses that have grown with the help of zíro.

Frontline partners to supply your inventory

We have important distributors and suppliers, so you can purchase your favorite products without complications.

Frontline partners to supply your inventory

We have important distributors and suppliers, so you can purchase your favorite products without complications.

Frontline partners to supply your inventory

We have important distributors and suppliers, so you can purchase your favorite products without complications.

Personalized attention

We have a dedicated team that will support you every step of the way, addressing your questions and providing you with quick and close solutions.

Personalized attention

We have a dedicated team that will support you every step of the way, addressing your questions and providing you with quick and close solutions.

Personalized attention

We have a dedicated team that will support you every step of the way, addressing your questions and providing you with quick and close solutions.

Absolute transparency

In zíro, you will not find hidden costs or fine print. Our only interest is that your business grows without abusive debt.

Absolute transparency

In zíro, you will not find hidden costs or fine print. Our only interest is that your business grows without abusive debt.

Absolute transparency

In zíro, you will not find hidden costs or fine print. Our only interest is that your business grows without abusive debt.

Build your credit history

Every timely payment with zíro reinforces your financial reputation and opens up opportunities for greater financing.

Build your credit history

Every timely payment with zíro reinforces your financial reputation and opens up opportunities for greater financing.

Build your credit history

Every timely payment with zíro reinforces your financial reputation and opens up opportunities for greater financing.

Vendor in his fruit and vegetable business showing the Ziro app for interest-free shopping
Vendor in his fruit and vegetable business showing the Ziro app for interest-free shopping
Vendor in his fruit and vegetable business showing the Ziro app for interest-free shopping

Real testimonials, compelling results

  • The revolving credit limit allows me to restock my products without running out of cash.

    4.5

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    Diana Rincón

    Dec 13, 2023

  • Thanks to zíro, I get stocked up on time without interest. My neighbors are happy with the new variety of products.

    4.5

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    Luz Rojas

    Dec 16, 2024

  • With zíro, I bought my inventory instantly and paid when I had already sold. Total peace of mind!

    5.0

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    María Álvarez

    Nov 17, 2022

  • I needed to stock my store without abusive interest rates, and zíro provided just the solution.

    4.5

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    Hernando Gómez

    Jun 21, 2023

  • I love that my credit starts counting when I receive the inventory. This way, I don't take risks.

    5.0

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    Carlos Jiménez:

    Mar 25, 2024

  • Paying digitally with Ziro is easy and secure. I now manage my store from my cell phone.

    5.0

    Star Icon
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    Patricia López

    Feb 18, 2025

  • With zíro, I bought my inventory instantly and paid when I had already sold. Total peace of mind!

    5.0

    Star Icon
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    María Álvarez

    Nov 17, 2022

  • I needed to stock my store without abusive interest rates, and zíro provided just the solution.

    4.5

    Star Icon
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    Hernando Gómez

    Jun 21, 2023

  • The revolving credit limit allows me to restock my products without running out of cash.

    4.5

    Star Icon
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    Diana Rincón

    Dec 13, 2023

  • I love that my credit starts counting when I receive the inventory. This way, I don't take risks.

    5.0

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    Carlos Jiménez:

    Mar 25, 2024

  • Paying digitally with Ziro is easy and secure. I now manage my store from my cell phone.

    5.0

    Star Icon
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    Patricia López

    Feb 18, 2025

  • Thanks to zíro, I get stocked up on time without interest. My neighbors are happy with the new variety of products.

    4.5

    Star Icon
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    Luz Rojas

    Dec 16, 2024

  • I needed to stock my store without abusive interest rates, and zíro provided just the solution.

    4.5

    Star Icon
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    Hernando Gómez

    Jun 21, 2023

  • The revolving credit limit allows me to restock my products without running out of cash.

    4.5

    Star Icon
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    Star Icon
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    Diana Rincón

    Dec 13, 2023

  • Thanks to zíro, I get stocked up on time without interest. My neighbors are happy with the new variety of products.

    4.5

    Star Icon
    Star Icon
    Star Icon
    Star Icon
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    Luz Rojas

    Dec 16, 2024

  • With zíro, I bought my inventory instantly and paid when I had already sold. Total peace of mind!

    5.0

    Star Icon
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    Star Icon
    Star Icon
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    María Álvarez

    Nov 17, 2022

  • I love that my credit starts counting when I receive the inventory. This way, I don't take risks.

    5.0

    Star Icon
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    Carlos Jiménez:

    Mar 25, 2024

  • Paying digitally with Ziro is easy and secure. I now manage my store from my cell phone.

    5.0

    Star Icon
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    Star Icon
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    Patricia López

    Feb 18, 2025

  • With zero, I bought my inventory instantly and paid when I had already sold. Total peace of mind!

    5.0

    Star Icon
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    María Álvarez

    Nov 17, 2022

  • I needed to stock my store without abusive interest rates, and zíro provided just the solution.

    4.5

    Star Icon
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    Hernando Gómez

    Jun 21, 2023

  • The revolving credit limit allows me to restock my products without running out of cash.

    4.5

    Star Icon
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    Star Icon
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    Diana Rincón

    Dec 13, 2023

  • I love that my credit starts counting when I receive the inventory. This way, I don't take risks.

    5.0

    Star Icon
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    Star Icon
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    Carlos Jiménez

    Mar 25, 2024

  • Thanks to Zíro, I get stocked up on time without interest. My neighbors are happy with the new variety of products.

    5.0

    Star Icon
    Star Icon
    Star Icon
    Star Icon
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    Luz Rojas

    Dec 16, 2024

  • Paying digitally with Ziro is easy and secure. I now manage my store from my cell phone.

    5.0

    Star Icon
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    Patricia López

    Feb 18, 2025

  • With zero, I bought my inventory instantly and paid when I had already sold. Total peace of mind!

    5.0

    Star Icon
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    María Álvarez

    Nov 17, 2022

  • I needed to stock my store without abusive interest rates, and zíro provided just the solution.

    4.5

    Star Icon
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    Star Icon
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    Hernando Gómez

    Jun 21, 2023

  • The revolving credit limit allows me to restock my products without running out of cash.

    4.5

    Star Icon
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    Star Icon
    Star Icon
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    Diana Rincón

    Dec 13, 2023

  • I love that my credit starts counting when I receive the inventory. This way, I don't take risks.

    5.0

    Star Icon
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    Star Icon
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    Carlos Jiménez

    Mar 25, 2024

  • Thanks to Zíro, I get stocked up on time without interest. My neighbors are happy with the new variety of products.

    5.0

    Star Icon
    Star Icon
    Star Icon
    Star Icon
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    Luz Rojas

    Dec 16, 2024

  • Paying digitally with Ziro is easy and secure. I now manage my store from my cell phone.

    5.0

    Star Icon
    Star Icon
    Star Icon
    Star Icon
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    Patricia López

    Feb 18, 2025

  • With zero, I bought my inventory instantly and paid when I had already sold. Total peace of mind!

    5.0

    Star Icon
    Star Icon
    Star Icon
    Star Icon
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    María Álvarez

    Nov 17, 2022

  • I needed to stock my store without abusive interest rates, and zíro provided just the solution.

    4.5

    Star Icon
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    Star Icon
    Star Icon
    Star Icon

    Hernando Gómez

    Jun 21, 2023

  • The revolving credit limit allows me to restock my products without running out of cash.

    4.5

    Star Icon
    Star Icon
    Star Icon
    Star Icon
    Star Icon

    Diana Rincón

    Dec 13, 2023

  • I love that my credit starts counting when I receive the inventory. This way, I don't take risks.

    5.0

    Star Icon
    Star Icon
    Star Icon
    Star Icon
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    Carlos Jiménez

    Mar 25, 2024

  • Thanks to Zíro, I get stocked up on time without interest. My neighbors are happy with the new variety of products.

    5.0

    Star Icon
    Star Icon
    Star Icon
    Star Icon
    Star Icon

    Luz Rojas

    Dec 16, 2024

  • Paying digitally with Ziro is easy and secure. I now manage my store from my cell phone.

    5.0

    Star Icon
    Star Icon
    Star Icon
    Star Icon
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    Patricia López

    Feb 18, 2025

Everything you need to know

What is zíro and how does it help me?

How do I know when my payment date is?

How can I pay?

How can I apply for credit with zíro?

What happens if I pay after my due date?

How can I contact zíro if I have questions?

What is zíro and how does it help me?

How do I know when my payment date is?

How can I pay?

How can I apply for credit with zíro?

What happens if I pay after my due date?

How can I contact zíro if I have questions?

What is zíro and how does it help me?

How do I know when my payment date is?

How can I pay?

How can I apply for credit with zíro?

What happens if I pay after my due date?

How can I contact zíro if I have questions?